First and foremost, nearly every single one of your merchants’ end customers carries a smartphone around in their pockets these days. That means they are almost always accessible, and that texting with them is a familiar means of communication with a low barrier to entry. And when you start layering in payments capabilities into texting, a whole new world opens up with them. Authvia TXT2PAY is a conversational commerce platform that offers speed, convenience, simplicity and security for both merchants and their customers when it comes to taking payments, capturing cards and getting approvals.
It’s a simple solution that elegantly solves multiple, complex payments issues, such as: Invoices sent via email have a low, slow open rate Email is not PCI compliant, so it poses greater security risks Merchants struggle to contact customers and receive payments quickly
Simply enable this value-added service in the NMI Marketplace, and your merchants can begin sending invoices and receiving PCI-DSS compliant payments immediately.
97%
of consumers send or receive at least 1 text per day
98%
open rates for text messages (vs. only 20% for email)
82%
of consumers open texts within just a few minutes
70%
of organizations message directly with customers
91%
of consumers message with businesses
Text-to-pay is a truly contactless solution that delivers a cost-efficient, secure, frictionless and fast payments experience. In fact, merchants can securely request and receive payments via text up to 10 times faster than other payment methods. With NMI’s Authvia TXT2PAY integration, you’ll decrease your transaction time and improve your customer satisfaction.
ISO and Software Vendor Benefits
10x
Merchant Benefits
Merchants are using TXT2PAY across a wide variety of use cases ranging from invoicing, accepting donations, paying bills, sending reminders and more.
How It Works_
Authvia TXT2PAY is the latest offering in NMI’s growing, diverse marketplace of value-added apps. Watch our product features highlight video to see everything it makes possible with your payments and what you can do with it.
Curious to see a full product walkthrough?
Watch our demo video.
With our Authvia TXT2PAY integration, merchants can create a conversation, send invoices, receive payments and send receipts—all via text messages with customers.
Want a step-by-step “how to use” guide for Authvia TXT2PAY?
Read our guide.
Customers today expect fast, simple, secure commerce experiences for nearly everything from the convenience of their mobile devices. And the Authvia TXT2PAY integration gives them a simple, convenient way to pay a bill or invoice with their mobile phones from right within the text messages they receive from you.
Receive a link with instructions to add payment details
Confirmation after the card is processed
NMI is the payments gateway of choice because of our flexible, customizable, reliable platform. But what keeps merchants on—and growing on—our platform are our NMI-built and 3rd-party value-added services.
Visit the NMI Marketplace for a centralized view of all the advanced payment services we offer and, for merchants, a streamlined view of the services you have to make available to your customers.
Is this PCI compliant?
Yes, Authvia stores the merchant’s client’s payment information with Level One security for the Payment Card Industry Data Security Standards.
Can the merchant’s customer change their payment method?
Yes, they can click on the link in the provided text message and change their payment method.
Does Authvia verify the recipient’s phone number?
Authvia authenticates the number, carrier and device to ensure that they are valid. Authvia then locks the link to the phone number.
277K
Merchants
2.2B
Transactions
$203B
Annual Payments
3.5K
Partners
