Defend Your Transactions With NMI’s Fraud Defense Suite
Optimize Merchant Approval While Increasing Revenue
NMI goes above and beyond to make sure our payment gateway systems are secure. Get the confidence of knowing that you, your merchants and their customers can transact safely.
Fraud Prevention (iSpy Fraud)
NMI Fraud Prevention is designed for small- and medium-sized ecommerce merchants who want to set simple rules to protect against fraud.
- A rules based system allowing merchants to set up specific rules and thresholds as it pertains to their industry or business
- Set of daily, weekly, monthly or yearly rules by transaction value and volume; you can apply rules to every processor or just one
- Ban specific users based on user information in your system. Make exceptions to the fraud ban system for users that are known to be legitimate
- Transactions that have been flagged as possibly fraudulent will be listed for review
- Lower cost option
Kount Advanced Fraud Prevention
Kount is an advanced, AI-based fraud prevention solution for medium- and large-sized merchants, providing real-time risk analysis and fraud assessment.
- Kount’s AI collects and shares data on fraudulent activity across its entire portfolio (over 30 billion transactions reviewed annually)
- Transactions are assigned a real-time score and flagged as ‘Approved’, ‘Declined’ or ‘Needs Review’
- Add to ecommerce checkout pages using collect.js and provide a fingerprint collector for increased accuracy
- No additional work is required by the merchant or NMI partner, just turn it on
- Allows merchants to set thresholds, if desired, around certain transaction variables – helping reduce specific business-related risks
Card Testing Detection
Automated Card Testing Detection makes it faster and easier to stop losing money to fraud by sending real-time alerts via text and email directly to gateway users.
- The algorithm detects card testing, then notifies all configured users immediately and restricts the merchant’s accounts to protect against any damage
- Primary users will automatically receive an email and real-time SMS text alert when card testing is detected and transactions are suspended (after the user provides the required mobile phone number)
- Text and email messages link to a temporary landing page outside of the portal, enabling quick action on the restricted account
- Merchants review the potential fraud data and, if they deem the account safe, un-restrict the account to restart processing transactions (permissions can be granted for additional users)
- Partners will also receive email notifications and manage transactions from NMI’s Partner Portal
Secure + PCI Compliant Payment Gateway
Security is at the core of everything NMI does. Our payments systems exceed industry security standards — and as a PCI SSC Participating Organization, we’re always up to date on emerging threats and changes in data security standards.